Smart Solutions Financial Services, LLC "Rent to Own Homes, Credit Repair & Financial Advising"

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Customers are foremost our greatest, single asset - and we want them to know why we really are "Apart From The Flock".
A Different Kind of Company...Click below to see our Competitive Edge...

Our Competitive Edge (Web Link)

About Smart Solutions Financial Services
"Apart From The Flock"

Smart Solutions is a well-known company retained by many Mortgage Companies, Lenders, Realty Companies, and even car lots.  The companies actually send their customers to our company.  Usually their customers need help with their credit... the intent is to repair and re-establish their credit so they could go back in a few months to qualify for whatever loan they were trying to obtain.  Of course this benefits Smart Solutions also.  The credit repair service is free with the purchase of the Smart Financial Program which includes Debt/Budget Management, Retirement Planning, College Planning, Insurance Products, Legal Protection, and much more.
 
Just recently, Smart Solutions created the America's strongest Rent To Own Program allowing for individuals who can't purchase or lease a property (mostly due to damaged credit) to purchase a home through a Rent To Own arrangement.  In this way, Renters who have damaged credit can take advantage of an opportunity that allows them to find and reside in affordable housing accomodations.  Ultimately, the credit repair program will allow Renters to become homeowners - thereby helping millions of Renters achieve the American Dream of owning real property.
 
Founded in early 2000, with 20 years of combined lending, real estate and financial services experience, Smart Solutions Financial Services is a company "Apart From The Flock" - a hybrid of professional financial services, unique financial products and a networking company aimed at filling the needs of American Families throughout the USA.  We are a company that prides itself in choosing to be truly different and willing to stand apart from the rest of the financial services businesses in America by intelligently approaching problems with the aim to solve them; hence, the name, Smart Solutions.
 
 

Our Mission Statement

Smart Solutions is dedicated to finding innovative ways to solve pressing financial problems for Americans at every income level.  Our Financial Consultants are committed to containing and/or eliminating potential and actual financial threats to our customers and clients and, at the same time, maintain the highest profile of impeccable integrity doing so.
  
Our Company will provide financial services and products to our clients with the greatest integrity, excellence, care, respect and speed in our customer service operations as is humanly possible.  As always, Smart Solutions will always be committed to seeing that the customers' needs are given a PRIORITY ONE STATUS and ultimately, to see those needs met to the satisfaction of our clients.

Privacy Policy [Web Link]

Here's What Our Customers Are Saying About Us...

Smart Solutions Customers Have Said GOOD Things About Our Company...

"Through Smart Solutions' Rent To Own Program, not only did I get a house that was completely rehabbed - I got ALL NEW APPLIANCES as well!  And the best part - they got me into the house in 3 DAYS!"  Olivia F.
 
"I inquired about the Smart Solutions' Rent To Own Program.  After working with them for a short while, they got me into a brand new condo with all new appliances that I had been dream about getting into a year before I found out about the Rent To Own Program.  Thank you Smart Solutions!"  LaQuita G.
 
"I filed for bankruptcy.  Many of the accounts were still on my credit reporting as collections and charge off accounts even though these accounts have been listed as being included in the bankruptcy.  With such a large bankruptcy, so many accounts were reporting in the derogatory status I didn't know what to do until I found Smart Solutions!  The Smart Rep helped me and - on Stage One alone - I had 76 DELETIONS and 39 bankruptcy inclusions!  I was impressed."  Paul H.
 
"My credit was stolen by a friend who bought some appliances on my account over the internet and the bill came to over $5,000.  Not only did Smart Solutions help me avoid being sued, they managed to get the account ERASED off all 3 credit bureaus!  Those people are professionals and I would not hesitate to refer anyone their way."  Anonymous.
 
"Thank you so much for helping me get my credit score back on track.  In just one month, my score jumped up by SIXTY POINTS, and TWENTY the following.  I am recommending your services to my friends, family and clients."  David Von W.
 
"Thank you so much for getting me into the house I own today!  With your FREE Down Payment Money, I received over $15,000!  That's over $15,000 in homeowners' equity the day I walked through my the front door of my new house!" John T.

"I thought I'd never be able to improve my credit with Smart Solutions' credit repair services AND get $20,000 in derogatory info permanently DELETED and settled for 5 cents on the dollar!  That's a 95% SAVINGS!"  John C.
 
"My client, Josh, would never have closed his home loan at 100% financing with a 6% seller concession if it hadn't been for Smart Solutions Financial Services' Credit Repair Service portion of the Smart Financial Program.  Not only did he have BAD credit that was improved to 'GOOD' credit by the Program, but he also got him into the house with NO MONEY DOWN!"  IMPRESSIVE!  James F.  ReMax Agent
 
"Without the Smart Solutions Credit Repair Services, I would NEVER have been able to fully QUALIFY for a home loan or mortgage at 100% FINANCING & get my closing costs covered by the FREE DOWN PAYMENT MONEY Program!"  They are GREAT!  Chris H.
 
"They're MUCH BETTER than the last credit repair company I used!"  I spent over $2000 and didn't get much.  I spent a ton less with Smart Solutions and got alot more for my money!"  Bryan S.
 
"My advisor helped me with a computer crime where someone I knew bought  appliances from Best Buy over the Internet using my identity to rack up a bill of over $5,000.  With his help, not only did I avoid being sued, the account (which had fallen into collections) was COMPLETELY ERASED!  That's a $5,000 play of the day!'  Steve S.
 
"Someone stole my identity to open a cell phone bill in my name.  My Smart Solutions Financial Advisor helped me resolve the account which totalled $2,000 in fraudulent usage.  Not only was the account erased from my credit report, I saved $2,000!"  Michael F.
 
"I had a credit card that had been charged off and my Smart Solutions Financial Advisor helped me settle it and get it erased off my credit report with all three credit bureaus.  The account was $5,775.  We settled it for $577.50 - exactly 10% of the balance owed.  I saved thousands!  Impressive!"  Paul W.
 
"I had a car repossession which was reporting about $12,000 in the negative.  After some agressive negotiation, my Smart Solutions Advisor helped me settle the debt for only $2,300!  Wow - now that's a huge savings!" Dennis K.
 
"I had tax liens reporting on my credit report in the amount of approximately $80,000.  My advisor helped me settle these liens for a total of $14,000 and I paid them off through a home refinance."  M. Clark
 
"After working with my Smart Solutions Financial Advisor, I was able to buy a really nice car.  Now, I am in the 'A' Credit range with scores in high 600s and lower 700s.  I am now ready to buy a house!"  Michelle M.

A Hole In ONE With Credit Repair Services

Happy with our services?  Please contact us with your own successful testimonial!  E-mail us at:

SScharf@CharterInternet.com

While Smart Solutions Financial Services does offer credit repair services however, Smart Solutions is considered a financial services company - NOT a credit repair company.  The firm offers a large number of financial products and services including the following: instant approval credit card online, Insurance and Retirement Planning, Real Estate Advise & Counseling as well as a Rent To Own Program as well as an Advance Pay Legal Protection Program.

Smart Solutions Financial Services is not just a credit repair company.  We offer a wide variety of financial services and products.
 
 
Copyright 2001 Smart Solutions Financial Services. 

#1 Ranked Credit Repair Program - Credit Repair GUARANTEED! 

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