Smart Solutions Financial Services, LLC "Rent to Own Homes, Credit Repair & Financial Advising"

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Questions About How The Rent To Own Homes Program Works?  CALL OUR TOLL-FREE NUMBER FOR A  DETAILED RECORDED MESSAGE:  877-764-8451.  THIS MESSAGE IS EXTREMELY IMPORTANT AND COVERS INFORMATION THAT WILL HELP YOU UNDERSTAND HOW THE RENT TO OWN HOMES PROGRAM WORKS.  You can also get to the FAQ (Frequently Asked Questions) Page [By Clicking This Web Page Link HERE]

     (This is a secured site).    Domain Direct , Smart Solutions' website hosting company, has created a state-of-the-art, real-time transaction system, that uses industry standard Secure Socket Layer (SSL) encryption, as well as private links to international banking networks, to ensure your information is quickly & securely authorized & processed.
 
ENROLL BELOW TO LEASE A RENT TO OWN HOME!  We accept major credit / debit cards!  THIS PROGRAM IS GUARANTEED - BUT RENTER MUST HAVE VERIFIABLE INCOME TO SUPPORT PAYMENTS ON THE HOUSE THEY CHOOSE.  Pay only $350 and you are GUARANTEED A HOME OF YOUR CHOOSING!  Show us any other company that can do that!  The $350 housing assistance fee is refundable if affordability requirements are not met.  Don't have $350 right now?  No problem...Enroll with only $100!  Pay the balance over the next 3 weeks!  (This will ensure you are locked into the program without the risk of a price increase or having to wait on processing time due to the extreme volume of customers we are getting).  Note:  Making payments will increase the housing assistance fee by $50.00.  Smart Solutions will start on your case file as soon as the paperwork and fee are received.  When Smart Solutions receives your payment, a counselor will call or e-mail you to let you know that we are in receipt of your payment(s) and that we will begin working on your case.  PLEASE ENROLL BELOW.  Thank You.

***REQUIRED*** Applicant / Borrower name:
***REQUIRED*** What is your Social Security #?
***REQUIRED*** What is your Date of Birth?
***REQUIRED*** FULL COMPLETE Mailing Address including STREET, CITY, STATE & ZIP:
***REQUIRED*** How long have you been at current address?
***REQUIRED*** ALL Phone Numbers (INCLUDE AREA CODES)
***REQUIRED*** Applicant E-mail address. NOTE: Please try to include an e-mail address so that we can e-mail important updates to you in regards to your file.
***REQUIRED*** How did you hear about us? If newspaper - which one? If postcard - describe postcard - color / headline / Code #. If Other way, please list how you heard about us.
***REQUIRED*** Have you spoken to one of our reps yet? If so, who?
***REQUIRED*** Is your credit Good, Fair, or Bad?
***REQUIRED*** What is your Estimated Gross Monthly Income?
***REQUIRED*** Are you self-employed (Yes/No)
***REQUIRED*** Employer Name?
***REQUIRED*** Employer STREET Address, CITY, STATE & ZIP?
***REQUIRED*** What is your Job Title?
***REQUIRED*** Years at current Job?
***REQUIRED*** If employed less than 1 year, Please list your previous company name, address, Job Title & Salary
***REQUIRED*** If a Co-Applicant / Co-Borrower, list name here
***REQUIRED*** Co-Borrower's SS #
***REQUIRED*** What is Co-Borrower's Date of Birth?
***REQUIRED*** Co-Borrower's STREET Address, CITY, STATE, ZIP & How long have you been there?
***REQUIRED*** List all Phone #'s for the Co-Borrower
***REQUIRED*** Co-Applicant E-mail address:
***REQUIRED*** Is Co-Applicant's credit Good, Fair or Bad?
***REQUIRED*** What is the Co-Borrower's Estimated Gross Monthly Income?
***REQUIRED*** Is Co-Borrower Self-Employed? (Yes/No)
***REQUIRED*** Co-Borrower's Employer Name?
***REQUIRED*** Co-Borrower's Employer STREET Address, CITY, STATE & ZIP?
***REQUIRED*** Co-Borrower Job Title?
***REQUIRED*** Co-Borrower Years at current Job?
***REQUIRED*** Co-Borrower - If employed less than 1 year, Please list your previous company name, address, Job Title & Salary
RENT TO OWN / PURCHASE - What area are you looking to move to?
RENT TO OWN / PURCHASE - How many bedrooms & bathrooms are you looking for?
RENT TO OWN / PURCHASE - ***REQUIRED*** - Are you currently in a lease? If so, when does it expire?
RENT TO OWN / PURCHASE - ***REQUIRED*** - Are you using a Realtor? (We prefer using ours)
RENT TO OWN / PURCHASE - ***REQUIRED*** - If using an outside realtor - Did you sign a "Buyers Agreement"?
***REQUIRED*** RENT TO OWN / PURCHASE - When are you wanting to move?
***REQUIRED*** RENT TO OWN / PURCHASE - Are you using a Loan Officer? (We prefer using ours).
***REQUIRED*** RENT TO OWN / PURCHASE: How much money do you have in your checking and savings accounts? (Info. needed for underwriting. Bank statements may be requested)
***REQUIRED*** FOR RENT TO OWN OR PURCHASE: How are you going to pay for the required $350 Housing Assistance Fee? (Credit/Debit Card, Check, Money Order, Cashiers Check) Make payable to Smart Solutions FS, LLC.
***REQUIRED*** If you do not answer this question, then this application will be rejected. WHEN ARE ARE YOU GOING TO PAY THE $350 HOUSING ASSISTANCE FEE? Note: $350 must be paid in order to start looking for your home.
***REQUIRED***: IF Rent to Own Homes OR Purchase - Please fax or mail us the Home Buyers Needs & Wants Questionnaire & the How To Get Started Instructions & Agreement Form. Please indicate here the date you can do this.
***REQUIRED*** In the event you have FAIR OR DAMAGED CREDIT, YOU MUST, MUST, MUST ENROLL in our credit repair service. Go to the credit repair section of this website to enroll. Click on the tab called - Credit Repair - Enroll Here - #1 Ranked Program (otherwise no investor may allow you to rent / buy the home with substandard credit) PLEASE INDICATE HERE THE DATE YOU WILL DO THIS.
***REQUIRED IF PAYING YOUR $350 HOUSING ASSISTANCE FEE BY CREDIT/DEBIT CARD*** Cardholder Name (As It Appears On The Card):
***REQUIRED*** Cardholder Billing Address
***REQUIRED IF PAYING BY CREDIT/DEBIT CARD*** Credit/Debit Card Logo:
***REQUIRED IF PAYING BY CREDIT/DEBIT CARD*** Credit/Debit Card Number:
***REQUIRED IF PAYING BY CREDIT/DEBIT CARD*** Credit/Debit Card Expiration Date:
***REQUIRED*** Housing Assistance Fee Amount To Be Paid: (Note: If layaway plan - search for home will not start until paid in full).
***REQUIRED*** Digital Signature (Type Your Name Here) - You Have Read, Understand And Agree To The Terms And Conditions Stated In The Above Page:
If you elect to mail in your payment, then please print this screen before clicking on the submit button. Just right click on your mouse and select print. Send the printed application along with your payment. If paying by bank checking draft, then just fax a voided check along with the printed application. You can still submit your application online also, to ensure we get it. Please click on the box at the right to indicate that you understand this.
Have you received a Rent to Own Homes Info. Packet by mail, fax or e-mail yet? If not, also indicate how to send it to you. Note: The Packet Info. is also available ONLINE via our website.
  

QUESTIONS?  Due to heavy call volume...the FASTEST way to communicate with us is by e-mail:  sscharf@charterinternet.com [E-Mail Link]   OR you can leave a message with your questions, and someone will get you answers within 24 hours.  Please understand that the phone lines are normally jammed due to the overwhelming demand of this program.

 
 <-------- Don't Have Adobe Acrobat?  Get It Here FREE!

Click on the link below to print up a 1003 MORTGAGE APPLICATION (Fill this out ONLY if you have good credit or have gone through our credit repair service and are now loan ready):   

Mortgage Application (1003) [Document]

How Much Can You SAVE By Raising Your Credit Scores?

Your Credit Score 

Interest Rate

Monthly Payment

651+

5.50%

$852

581-650

8.50%

$1,153

500-580

10.00%

$1,316

This is a hypothetical $150,000 home financing plan with a fixed 30 year rate.  Lender programs vary and this particular example is based on industry averages for home loan financing based on the above credit scores chart.

 
 
Copyright 2001 Smart Solutions Financial Services. 

#1 Ranked Credit Repair Program - Credit Repair GUARANTEED! 

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