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Staff members are an important part of our organizational success. Members are listed in alphabetical order for
you convenience (with President, Vice President & Office Manager listed first) and the office information can be found
at the bottom of this page:
Steve Scharf, President, Smart
Solutions Financial Services, LLC
One of the original "Credit Guys," Steve is a co-founder of Smart Solutions Financial Services, LLC. His understanding
of credit and credit repair is substantial. Steve was past employed as a mortgage banker with
extensive experience in the field of lending. Steve also has an extensive backround in insurance, investments and
general financial advising. His time in the United States Air Force helped him develop the hard nose business sense
that is needed in such a tough industry. He currently holds a Series 6 & 63 Securities license to help clients establish
IRA accounts and rollover their 401k's in order to plan their retirement. He can also help the kids by setting
up a 529 Plan for college. Steve can be reached via e-mail at: sscharf@charterinternet.com or via the direct line: (636) 533-4070 or Toll-Free: (888) 605-5181.
Michael
Hathman, Vice President, Smart Solutions Financial Services, LLC
Known as one of the "Credit Guys," Michael is a co-founder of Smart Solutions. He has extensive knowledge
of the Real Estate and Insurance Industries. Having had experience as a Mortgage Loan Officer, Michael understands
credit and the credit repair process. Contact Michael directly via e-mail: mhathman@charterinternet.com or directly at: (636) 614-2573 or Toll-Free: (888) 605-5181.
David Von Weise, Smart
Solutions Rep & Office Manager
David is our Office Manager and In-house Smart Solutions Rep. Having substantial experience as a Mortgage
Loan Officer, David understands credit and the key connection it has with lending. David also specializes
in providing clients with Life, Health and Long-Term Care Insurance counseling. Contact David directly via
e-mail: vonyzglobal@charter.net or you can reach him directly at: (314) 431-5443.
Enroll For Smart Financial & Credit Repair Program With David [ By Clicking Here].
Bill Rumping, Account Executive
- Saint Louis, Missouri
Bill is our Smart Solutions Saint Louis Metro Account Executive. He has extensive knowledge of the Mortgage Industry.
Having had experience as a Mortgage Loan Officer, Bill also understands credit and the problems often faced by borrowers
who have sub-prime credit issues. Bill specializes in working with the general public and more specifically, Loan
Officers and Real Estate Agents and their clients helping these professional firms in providing access to Smart
Solutions' Credit Repair Services, A Superior Rent To Own Homes Program & solid financial advising. Contact Bill
directly via e-mail: bill.rump@att.blackberry.net or you can reach him directly at: (314) 607-4204.
Enroll For Smart Financial & Credit Repair Program With Bill [ By Clicking Here].
Dwayne Anderson, Smart Solutions
Rep - Saint Louis, Missouri
Dwayne is a Sales Coordinator and focuses on generating customers for Smart Solutions. Having experience
working as a Mortgage Loan Officer and professional Real Estate Investor, Dwayne also knows all about the credit
problems often faced by future home buyers who have sub-prime credit issues. Dwayne has placed a few of our
customers in some of his own houses. Contact Dwayne directly at: (636) 634-1985
or just send him an e-mail: anderson271@charter.net.
Enroll For Smart Financial & Credit Repair Program With Dwayne [ By Clicking Here].
Stephanie Askew, Account
Executive - Alton, Western Illinois
Stephanie is an Account Executive. Stephanie has in-depth knowledge of the Insurance
Industry. Having had experience as a counselor, Stephanie understands credit and the problems often
faced by borrowers who have sub-prime credit issues. Stephanie specializes in working with Loan
Officers and Real Estate Agents and their clients providing these types of professional firms with access to Smart
Solutions' Credit Repair Services, A Superior Rent To Own Homes Program & solid financial advising. Contact Stephanie
directly via e-mail: moneysmart4u@yahoo.com or you can reach Stephanie directly at: (618) 975-8845.
Enroll For Smart Financial & Credit Repair Program With Stephanie [ By Clicking Here].
Greg Dehas, Smart Solutions
Housing Coordinator - Saint Louis, Missouri
Greg is a Smart Solutions rep who loves to help people get on the right track. Having experience
working as a Realtor(R), Greg knows the credit problems often faced by future home buyers who have sub-prime
credit issues. Since many of these people struggle with finding financing or leasing possibilities, Greg has
stepped up and now works as a Rep for Smart Solutions' clients needing to locate alternative housing options
and comprehensive credit repair services. Contact Greg directly at: (314) 393-0134.
Enroll For Smart Financial & Credit Repair Program With Greg [ By Clicking Here].
Anthony Harangozo, Smart Solutions Rep - Saint Louis, Missouri
Anthony Harangozo is a Smart Solutions Rep. Anthony has a substantial background as a Insurance
provider and specializes in personal insurance advising, voluntary employee benefits and benefits communications. Anthony
has an understanding of how credit works and how credit impacts insurance underwriting. Anthony also specializes
in providing clients with Life, Health and Long-Term Care Insurance counseling and has a strong background in offering
supplemental insurance consulting as well. Contact Anthony directly via e-mail: colonial.life@yahoo.com or you can reach him directly at: (314) 392-8933.
Enroll For Smart Financial & Credit Repair Program With Anthony [ By Clicking Here].
Roni Laine Henry, Account
Executive - Hines, Minnesota
Roni Laine is an Account Executive. Roni Laine has in-depth knowledge of the Mortgage,
Business Banking, Human Resource Management, Marketing Management, Accounting, Real Estate and Insurance Industry. Having
had experience as a counselor, Roni Laine understands credit and the problems often faced by borrowers
who have sub-prime credit issues. Roni Laine specializes in working with Loan Officers and Real Estate
Agents and their clients providing these types of professionals with access to Smart Solutions' Credit Repair Services,
A Superior Rent To Own Homes Program & solid financial advising. Contact Roni Laine directly via
e-mail: RoniLaine@aol.com or you can reach her directly at: (507) 421-6888.
Enroll For Smart Financial & Credit Repair Program With Roni Laine [ By Clicking Here].
Joseph McShane, Account
Executive - Saint Louis, Missouri
Joseph is our Smart Solutions Saint Louis Metro Account Executive. Joseph has extensive knowledge
of the Mortgage Industry, Investments, Real Estate & Development, Insurance, Accounting and Tax Industries.
Having had experience as a financial counselor, Joseph also understands credit and the problems often faced by borrowers
who have sub-prime credit issues. Joseph specializes in working with the general public as a financial
advisor and more specifically, Loan Officers and Real Estate Agents and their clients providing these
types of professional firms with access to Smart Solutions' Credit Repair Services, A Superior Rent To Own Homes Program &
solid financial advising. Contact Joseph directly via e-mail: josephmcshane01@gmail.com or you can reach him directly at: (314) 494-7200.
Enroll For Smart Financial & Credit Repair Program With Joseph [ By Clicking Here].
Lynn Langston, Smart Solutions Rep - Camden, New Jersey
Lynn is a Smart Solutions rep who loves assisting people with regard to finding affordable housing
especially when those buyers have damaged credit. Lynn can give people advice and lead
them in the right direction as she has experience working for different Christian Organizations. Lynn is familiar
with many of the credit problems future home buyers face. Since many people searching for alternative
housing solutions struggle with finding financing or leasing possibilities, Lynn has dedicated herself to helping
promote the Rent To Own Homes Program and Smart Financial (& Credit Repair) Program working as a Smart Solutions
Rep. Contact Lynn directly at: (856) 536-7436. You
can also e-mail Lynn: LRLangston@comcast.net.
Enroll For Smart Financial & Credit Repair Program With Lynn [ By Clicking Here].
Kathie Rice, Smart Solutions Rep - Saint Louis, Missouri
Kathie is a Smart Solutions Rep and and knows customer service. Kathie knows about the
credit problems often faced by future home buyers who have sub-prime credit issues. Contact Kathie directly at:
(314) 623-4704 or just send her an e-mail: KathieRice@SBCGlobal.net.
Enroll For Smart Financial & Credit Repair Program With Kathie [ By Clicking Here]. Jennifer Gool, Smart Solutions Rep - Swansea, Illinois
Jennifer is a Smart Solutions Rep and and knows administration and about advising clients on
a professional level and providing the best service to people who are in need of assistance. She also understands the
difficulties potential home buyers face when having sub-prime credit. Contact Jennifer directly at:
(618) 210-5991 or just send her an e-mail: SavingGraceCreditRepair@yahoo.com.
Enroll For Smart Financial & Credit Repair Program With Jennifer [ By Clicking Here]. Shannon Penrod, Smart Solutions Rep - Troy, Illinois
Shannon is a Smart Solutions Rep and has a strong background in the insurance industry
and in communication - advising clients on a professional level and providing the excellence in service to people
who are in need of assistance. She also understands the difficulties potential home buyers face when
having sub-prime credit. Contact Shannon directly at: (618) 980-0112 or
just send her an e-mail: CreditWorking4U@Yahoo.Com .
Enroll For Smart Financial & Credit Repair Program With Shannon [ By Clicking Here].
Contact Smart Solutions Financial Services, LLC:
We encourage you to contact us if you have any questions or would like more information
about us and our financial / credit repair services. Please contact us about any of the products we offer including
our most popular and successful Smart Financial Program or about the Smart Business Real Estate Network. You can reach
us at:
Smart
Solutions Financial Services
9369 Olive
Boulevard, Suite 200
St. Louis, MO 63132
636-533-4070 (Headquarters) 314-754-2660 (Fax)
888-605-5181 (Toll-Free)
QUESTIONS? Due to heavy call volume...the FASTEST way
to communicate with us is by e-mail: sscharf@charterinternet.com OR you can leave a message with your questions,
and someone will get you answers within 24 hours. Please understand that the phone lines are normally jammed due to
the overwhelming demand of this program.
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Copyright 2001 Smart Solutions Financial Services.
#1 Ranked Credit Repair Program - Credit Repair GUARANTEED!
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